Historically, companies and self-insured entities have not been successful in recovering monies owed from property damage by others who were either unable to be identified or reluctant to pay. ICA has been able to persuade insurance companies and private parties that have refused to pay or denied benefits on specific claims to reconsider and grant benefits. We do this through a pro-active personal approach by meeting with others face to face and using investigation and state and federal law to encourage them to meet their obligations. Our company has been successful in implementing our subrogation program when others have failed or have never had an established program to begin with. Our subrogation program has generated a substantial amount of revenue for clients.